With as little as $500, members can invest in our Share Certificates and maximize their earnings. Our Credit Union offers short-term and long-term options that are sure to please. We offer terms from 3-months to 24-months with a minimum balance of only $500.
A Maturity Notice will be mailed to you approximately 10 days before the maturity date. Our Certificates renew automatically at the rate in effect at the time of maturity. Upon renewal, the term will be the same as the original term. You have up to 10 calendar days after maturity to notify us if you wish to redeem without penalty.
* Withdrawal Restrictions: Any early withdrawal will cause a forfeiture of 90 days of dividends on the principal amount withdrawn whether or not the account has earned an initial dividend. This penalty will be deducted from the Certificate and calculated at the annual rate of interest being paid on the Certificate. If the withdrawal plus penalty takes the Certificate below the minimum $500 balance, the Certificate will be closed and the penalty will now be calculated on the entire balance. All Certificate penalty withdrawals must be in writing. There is no penalty if the member dies and the Credit Union receives proper verification.
With a minimum opening balance of $1,000, you can set up a tiered-rate Money Market Account and get a higher rate on your savings than you would with a Regular Savings Account. A Money Market Account works just like a regular savings account, but it pays a higher dividend rate.
You are permitted up to 3 free withdrawals (including transfers) from your Money Market Account per month. There is a $5 fee for each additional withdrawal or transfer.
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