Deposit Rates

Effective November 1, 2008
Interest Rates Are Subject To Change Daily Without Notice

Account Type

APR

APY
Regular Savings 0.50% 0.50%
Vacation Club/Special 0.50% 0.50%
Christmas Club 0.75% 0.75%
I.R.A. Savings 0.75% 0.75%
Free Checking 0.00% 0.00%
Money Market ($1,000 minimum)
$1,000 - $9,999.99 1.00% 1.00%
$10,000 - $24,999.99 1.50% 1.51%
$25,000 and over 2.00% 2.02%
Share Certificates / IRA Certificates ($500 minimum)
3 months 2.00% 2.02%
6 months 2.50% 2.52%
12 months 2.75% 2.78%
18 months 2.75% 2.78%
24 months 3.00% 3.03%
Jumbo Share Certificates ($25,000 minimum)
3 months 2.10% 2.12%
6 months 2.60% 2.63%
12 months 2.85% 2.88%
18 months 2.85% 2.88%
24 months 3.10% 3.14%

*The payment of dividends is based on the available current income and undivided earnings of the credit union at the end of the dividend period.  Dividends will begin to accrue on the business day you make your deposit to your account.  For all accounts, dividends are calculated by the Average Daily Balance method.  Dividends are compounded and paid quarterly.  The dividend period begins on the first day of each calendar quarter and ends on the last day of each calendar quarter.  The Annual Percentage Yield (APY) calculations are based on the assumption that the funds will remain on deposit for a full year (or until maturity for certificates) at the stated rate.  For all accounts, if you close your account before accrued dividends are credited, accrued dividends will not be paid.
 

Equal Housing Lender