Don't Go Unprotected - Get (GAP) 

You've just financed your dream car.  Before you drive away, consider this:
        The car began depreciating immediately.
        One in three Americans will suffer the total loss of a vehicle.
        One in every 20 drivers will experience an unrecovered theft.

Vehicle prices continue to increase and at the same time we want longer loan terms and are making smaller down payments.  It's typical for a vehicle's outstanding loan balance to be significantly higher than its actual cash value, especially during the first few years of the loan.

If your vehicle is totaled or stolen, your insurance settlement will be based on its actual cash value, not the outstanding loan balance.  This may create a deficiency balance or a "gap".

We have the product that will prevent you from incurring a financial loss...Guaranteed Asset Protection (GAP).  This product eliminates the potential for loss in the event your vehicle is totaled or stolen.  In addition to the protection GAP offers, our program offers the following advantages:  

• The program is underwritten by highly rated insurance companies.  Our underwriters have extensive      experience and are known for their financial strength, stability and responsive claims handling.
• Enrollment is easy and coverage begins immediately.
• We offer coverage for both new and used vehicles (including motorcycles).
• Up to $1,000 of your primary insurance carrier's deductible may be covered.

Without GAP you are liable for the deficiency balance.  This means you could end up paying for a vehicle that you can no longer drive, while forced to purchase a replacement vehicle.  Drive your dream car knowing that you are safe from falling into the "gap"!