We offer a full range of loan programs to fit all of your borrowing needs. Interested in applying for a loan? Let us know using our Online Services. Check out our loan rates!
These loans are a cost-effective alternative to credit cards. We offer loans up to $5,000 - a program to fit everyone's needs and budget. Personal loans are also an excellent way to help younger people establish a credit history. Whatever your personal needs, our signature loan may be a smart choice for you.
If you should overdraw your checking account, you're covered because we will automatically transfer available funds from your line of credit into your checking account. That's right - it's as easy as that! Limits up to $1,000 available.
Our Debt Consolidation Loans are easy on the wallet. Consolidate and pay off those high interest rate credit cards and store charge cards with a low rate consolidation loan. You may borrow up to $10,000 for five years. So why not consolidate those high interest rate bills into one small, easy convenient payment which will save you money? And convenient Direct Deposit and Payroll Deduction loan payments makes it even easier to become debt free.
Share Secured Loans are another option for your financial needs. For example, if you have problem credit and need to borrow money, or you may want to get the lowest possible rate for a loan, a Share Secured Loan could be the answer for you! With a Shared Secured Loan, you use your savings account, money market or share certificate as collateral.
Got that new car fever? We've got the cure! We can help you finance that new or pre-owned vehicle you're dreaming about. The convenience of our pre-approved auto loans makes your purchase even easier. Once approved, you can shop like a cash buyer, confident that you can bargain for the best price and take advantage of manufacturer rebates or incentives. We offer Motor Vehicle Certification Program (MVCP) which makes getting that best price even easier.
Your best source of credit may be the equity in your home. A home equity loan can be used for almost anything you need, whether it be for home improvements, education expenses, or medical expenses. Not only is the interest lower than on most other types of loans, but the interest may be tax deductible (consult your tax preparer or financial advisor). Our home equity loans feature:
The Pennsylvania Higher Education Assistance Agency (PHEAA) offers loans designed to make financing higher education more affordable for Pennsylvania students and residents.
We've Made Applying Easy!
Our Lender Code is: 832915 |
Which Loan Is Right For You?
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KeystoneBESTSM This program makes the Stafford Loan more affordable for PA residents and out-of-state students attending Pennsylvania schools. Save on up-front fees and earn extra repayment benefits. Students must complete a Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. |
Parents who assist in paying for a child's education can borrow up to the difference between the cost of the education and other financial aid. Repayment of the PLUS loan begins 60 days after disbursement or payments may be deferred immediately.
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You may make your payments using any of the following methods:
Since we calculate interest using the simple-interest method, there
isn't a penalty charged for early payment. Therefore, you may
make additional payments and reduce your total interest costs over the
life of the loan.
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